KAPSTONE CASH SOLUTIONS
We operate at the cross-roads of banking and brokerage, helping our clients-- bank brokerages, broker/dealers and wealth management firms-- develop compelling cash solutions for their end customers.
Cash Strategy
We have extensive experience in developing cash strategies tailored to your business model and competitive position. We design and rationalize deposit, lending and payment offers combining bank and broker/dealer products. Our approach factors in your market segment, competitive environment, balance sheet and capital constraints. Our recommendations are customized to optimize your mix of deposits, whether on- or off-balance sheet, insured or uninsured, positional or transactional.
Deposit Segmentation
Yields and spreads vary widely by market segment, purpose, amount and ease of access. A sound deposit yield management approach can help you make the most of these differences. We have a proprietary approach to developing a segmented offer relevant to your market, maximizing spreads and volume while minimizing cannibalization risks.
Central Asset Accounts
We have led the development of Central Asset Accounts (also known as Cash Management Accounts) for leading broker/dealers. CAAs combine brokerage, banking and payments in an integrated customer offer. They are the ideal platform for asset gathering and client relationship deepening.
Product Launch
We have a proven track record in incorporating your new offer in the sales and financial planning process of a financial advisor, broker or bank branch channel.
“The integration of banking and brokerage is one of the most dramatic industry trends of the past 6-8 years.”
- Mark Brooks